New Tax coming January 1st 2013

If are considering selling a property now versus next year. The following news regarding a new  tax may help you decide (and make sure you consult your CPA!);

For tax years starting on or afterJanuary 1, 2013, the 2010 Health Care Bills impose a new 3.8% Medicare Tax on net investment income in excess of specified amounts. The new tax on investment income applies to adjusted gross income above $200,000 for single filers and $250,000 for joint filers.

This new tax is a flat tax on investment income above $200,000/$250,000 threshold. Investment income would be defined as:

  • Dividends
  • Rents
  • Royalties
  • Interest (except municipal-bond interest)
  • Short and long-term capital gains
  • The taxable portion of annuity payments
  • Income from the sale of a principal home above the $250,000/$500,000 exclusion
  • A net gain from the sale of a second home
  • Passive income from real estate and investments in which a taxpayer doesn’t materially participate, such as a partnership.

The tax doesn’t include payouts from:

  • Regular or Roth IRA
  • 401 (k) plan or Pension
  • Social Security Income
  • Annuities that are part of a retirement plan
  • Life insurance proceeds
  • Municipal-bond interest
  • Veterans’ benefits
  • Schedule C income from business

For more information contact us or visit http://www.realtor.org/small_business_health_coverage.nsf.